Retail Merchant Services provide thousands of small to medium-sized businesses across the U.K. and Ireland with reliable, secure and tech-driven payment solutions to help them accept card payments, grow their businesses and retain more customers. Retail Merchant Services offers a host of products and services to help small business owners, including: credit and debit card machines with Same Day Settlement, EPOS systems, Merchant Cash Advance, E-commerce Gateways, Pay by Link & Virtual Terminals. Retail Merchant Services was acquired by SaltPay in 2021.